Home / Politics / The Trump administration wants banks back in the mortgage business. Banks have other ideas.

The Trump administration wants banks back in the mortgage business. Banks have other ideas.

Regulators hope getting banks to lend more to homebuyers will unlock more lending and give more insight into brewing risks. Analysts are skeptical.

In the wake of the 2008 financial crisis, the federal government imposed rules requiring banks to hold more capital on their balance sheets to withstand another housing meltdown. Those rules raised the cost of mortgage lending for banks, leading many… [6509 chars]

Source: POLITICO | Published: 2026-04-03T08:55:00Z

Credit: POLITICO

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