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PayPal Bank: What A U.S. Charter Would Mean For SME Lending

Discover how PayPal’s bid to become a Utah-chartered industrial bank could transform small business lending in the U.S.

When PayPal announced in mid‑December that it had formally applied to become a bank in the United States, the headline sounded almost cosmetic. A payments company slaps “Bank” on the logo; small businesses keep getting PayPal Working Capital offers i… [15785 chars]

Source: Forbes | Published: 2025-12-18T21:46:29Z

Credit: Forbes

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